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Professional Debt Review & Debt Counseling Services in East London & South Africa
Debt review, also known as debt counselling, is a legal process designed to assist individuals who are struggling with debt. If you find yourself unable to meet monthly financial obligations, our debt counsellor can help restructure your debts into a single, more affordable monthly payment.
Meet with a qualified debt counsellor in person to review your financial situation and discuss available options. This allows for a more detailed, guided assessment tailored to your specific circumstances.
Consult with us remotely from anywhere in South Africa using phone or online channels. You receive the same structured debt review guidance without needing to visit our East London office.
We assist clients applying for a debt clearance certificate. This process confirms that all obligations have been settled in line with the approved repayment plan.
We help assess whether any of your debt may qualify for prescription under applicable legal conditions. Where applicable, we guide you through the process of addressing prescribed debt correctly.
Once all debts are settled, we assist in obtaining a debt clearance certificate, allowing you to rebuild your credit profile.
Reckless Lending Assessment:
If the company that gave you credit did not do an affordability assessment before giving you the credit.
OR if you were given credit, but the affordability assessment showed that you could not afford the credit, you may be a victim of reckless lending. Contact us to investigate the matter and do a reckless lending assessment. If you have a solid case, the matter will be referred to a Magistrate’s Court for a final decision.
Official Membership & Industry Recognition
